It pays you, not your IT Provider
The money goes directly to your business. Your MSP is never in a position of handling or disbursing warranty funds.
For SMBs
Your IT provider says they take security seriously. Now you can verify it.
SPECTRA independently certifies the IT and cybersecurity providers that protect businesses like yours, and that certification unlocks real, measurable advantages for you: preferred cyber insurance pricing, a performance warranty on the services you're paying for, and proof that your IT service provider is up to date on key cybersecurity requirements.
Why This Matters to You
Most businesses have no way to verify whether the IT provider managing their security is actually good at it. You're relying on a vendor's word about their staff, their processes, their tools, with no outside check. That's a real exposure: if your IT provider isn’t operating securely, your business is the one that inherits the liability, the downtime, and the insurance headache.
SPECTRA closes that gap.
We independently inspect and certify the cybersecurity services IT providers deliver. Not a self-assessment, not a checklist the IT Provider fills out about itself, but a thorough review by an outside party.
What Your IT Provider’s Certification Means for You
SPECTRA Certification verifies the cyber resilience of an IT Provider’s people, processes, technology, and service delivery: internal security controls, staff qualifications, incident response processes, and historical performance. It's reviewed annually, not granted once and forgotten.
- A short application for cyber insurance
No lengthy technical questionnaire. Because SPECTRA has already inspected your IT Provider’s controls, you skip the guesswork most businesses face when applying for coverage.
- A quote in 2–3 business days
Preferred coverage and meaningful premium discounts, from market-leading insurers, through SPECTRA's broker partners.
- Access to SpectraCare
A performance warranty on your MSP's certified services.
SpectraCare: A Warranty, Not Just Another Certification
SpectraCare is a performance warranty on the services SPECTRA has certified. If a certified service fails during a covered cyber event, SPECTRA refunds you directly: no deductible, no loss calculation, no lawyers. The program is designed to work in tandem with your cyber insurance policy, providing an additional layer of assurance for your cyber risk management program.
It's binary
Full amount or nothing: not calculated per device, not tied to proving a specific dollar loss.
It's fast
Days to settle, tied to clearly defined performance metrics rather than a drawn-out loss adjustment.
It's real money
Every eligible customer can receive up to $1,000,000 in warranty value.
It requires nothing new from you
SpectraCare's terms embed directly into your IT Provider’s existing service agreement with you; there's no separate contract for you to sign.
How the Pieces Fit Together
Think of it like taking your car to a AAA-approved repair shop. AAA independently inspects the garage (its mechanics, tools, and processes) and requires the shop to back its work with a warranty on parts and labor. SPECTRA plays a similar role for cybersecurity services. One independent layer verifies your MSP’s people, tools, and processes. A second layer (SpectraCare) guarantees the work. A third layer, our broker partners, gets you preferred cyber insurance because the first two layers exist.
SPECTRA is not an insurance carrier or a licensed insurance agent.
We certify MSP security performance and connect certified MSPs and their customers to preferred coverage through licensed broker partners across the United States.
Proof, Not Promises
These aren't hypothetical numbers. Two certified MSPs put SPECTRA to work for their own clients and can show exactly what happened.
Caravan Coffee (client of NextTech Consultants)
30%
After NextTech certified at Level 2, Caravan Coffee renewed its cyber insurance policy with a 30% lower premium than the year before.
CTS's own coverage
37%
After CTS certified at Level 2, SPECTRA's insurance partner quoted a 37% reduction on CTS's E&O policy, or a $5M coverage upgrade for 17% less than they had been paying. “To actually save money and increase our coverage is phenomenal,” says Bryan Lukralle.
The One Question to Ask Your IT Provider
Are you SPECTRA Certified?
Ask it before your next renewal, before you sign a new service agreement, or any time your MSP tells you they “take care of security” without being able to show you how that's verified.
If yes
Ask them to refer you for your no-obligation preferred cyber insurance quote: a short application, no technical questionnaire, turnaround in 2–3 business days.
If no
Ask them to get SPECTRA Certified as soon as possible, the process is straightforward for providers who have fundamental cybersecurity controls in place.